Quebec tax calculator — BOMCAS Canada

Quebec Tax Calculator

Estimate your Quebec income tax, take-home pay, sales tax, RRSP saving and capital gains — for the current 2026 tax year and the past five on file.

Quebec administers its own income tax through Revenu Québec and charges QST on top of GST; residents also receive a federal abatement. Figures here are an estimate — Quebec returns are filed separately.

The calculator below is pre-set to Quebec. Enter your income to see federal and Quebec tax side by side, switch to the salary view for take-home pay after CPP and EI, or use the other tabs for sales tax, RRSP, capital gains and more. Everything is calculated live from rates BOMCAS Canada keeps current.

Tax data last reviewed: 2026-06-26. Current tax year on file: 2026. Figures are sourced from canada.ca (CRA) and provincial finance ministries and are kept current by BOMCAS Canada.

Quebec at a glance (2026)

Key Quebec tax figures

Basic personal amount$18,988
Sales tax5% GST + 9.975% QST
Lowest provincial bracket rate14.00%
Highest provincial bracket rate25.75%
Tax years available2021–2026

Figures reviewed against canada.ca and Quebec's finance ministry. Quebec charges the 5% federal GST plus a 9.975% Quebec Sales Tax (QST), administered by Revenu Québec, for a combined 15% on most taxable purchases — the GST and QST are billed as two separate lines.

Sales tax in Quebec

Quebec sales tax: 5% GST + 9.975% QST

Quebec is unique: the 5% federal GST and the 9.975% Quebec Sales Tax (QST) are both charged, but the QST is administered by Revenu Québec rather than the CRA. Businesses operating in Quebec generally register for, collect and remit both taxes separately, so the combined rate at the till is 15%.

ComponentRate
Federal GST5%
Quebec Sales Tax (QST)9.975%
Combined15%

Use the sales-tax tab of the calculator above to apply Quebec's exact rate to any amount.

How Quebec income tax works in 2026

Quebec is the only province that collects its own personal income tax separately from the CRA, so residents file two returns each spring. The federal abatement of 16.5% reduces the federal portion to reflect provincially delivered programs. Because Revenu Quebec administers its own credits and the QST sits at 9.975%, the estimate here should be treated as indicative only.

Canada's personal tax is progressive, meaning each band of income is taxed at its own rate rather than your whole income being taxed at the top rate you reach. In Quebec for 2026, the provincial portion sits on top of the federal brackets, which run from 14% on the first $58,523 to 33% on income above $258,482. The combined result is what the calculator above reports as your total tax, average rate and marginal rate.

Quebec provincial tax brackets — 2026

Taxable income bandProvincial rate
$0 – $54,59014.00%
$54,590 – $109,17019.00%
$109,170 – $132,99024.00%
Over $132,99025.75%

Provincial rates only; federal tax of 14%–33% applies in addition. Basic personal amount: $18,988.

Payroll, savings and business figures for 2026

Beyond income tax, your real take-home pay depends on federal payroll deductions, which are the same in Quebec as everywhere outside Quebec. For 2026, the Canada Pension Plan rate is 5.95% on earnings between the $3,500 exemption and the $74,600 ceiling (a maximum of $4,230.45), the second additional CPP (CPP2) adds 4% up to $85,000 for up to $416.00 more, and Employment Insurance is 1.63% to a maximum premium of $1,123.07. The salary view of the calculator subtracts all of these so you see the net figure that actually lands in your account.

For savers, the 2026 TFSA limit is $7,000 and the RRSP dollar limit is $33,810 (18% of prior-year earned income, whichever is lower). An RRSP contribution reduces your taxable income, so in Quebec's upper brackets the refund can be substantial — the RRSP tab estimates it for you. For incorporated businesses, Quebec's small-business rate is 3.20% on the first $500,000 of active business income and 11.5% on income above that, stacking on the federal 9% / 15%.

Whether you live in Quebec or are comparing it against a move to Sherwood Park, Alberta, modelling income tax, payroll and sales tax together gives a far more honest picture than headline rates alone. BOMCAS Canada uses exactly these figures when we plan and file for clients, and we are glad to walk you through your own numbers.

Answers

Frequently Asked Questions

Your Quebec tax is the sum of federal tax and Quebec's provincial tax, less the federal and provincial basic personal amounts. Quebec's basic personal amount for 2026 is $18,988. Enter your income in the calculator above to see your exact estimate for 2026 or any of the past five years.
Quebec charges the 5% federal GST plus a 9.975% Quebec Sales Tax (QST), administered by Revenu Québec, for a combined 15% on most taxable purchases — the GST and QST are billed as two separate lines. Use the sales-tax calculator above to apply it to any amount.
Quebec uses 4 provincial brackets for 2026, ranging from 14.00% on the lowest band to 25.75% on the highest. These are applied on top of the federal brackets (14% to 33%). The 'Key Quebec tax figures' table above and the calculator both reflect the 2026 bands.
Payroll deductions are federal and identical across provinces (except Quebec). For 2026 the CPP rate is 5.95% to a maximum of $4,230.45, the second CPP (CPP2) adds up to $416.00, and EI is 1.63% to a maximum of $1,123.07. Switch the calculator to the salary view to see these subtracted from your Quebec take-home pay.
Yes. It carries the current 2026 year plus the previous five, so you can estimate Quebec tax for a late or prior-year return. Older years roll off automatically to keep a six-year window.
Yes. Although we are based in Sherwood Park, Alberta, BOMCAS Canada serves clients across Canada and can prepare and file your personal or corporate return for Quebec entirely online. Call 780-667-5250 or email info@bomcas.ca.

These calculators provide estimates for general information only and do not constitute tax, accounting, or financial advice. Figures are based on published federal and provincial/territorial rates and are updated periodically. For advice specific to your situation, contact BOMCAS Canada. These calculators provide good-faith estimates for planning only and do not constitute tax advice or a filing. For advice specific to your situation, contact BOMCAS Canada at 780-667-5250 or info@bomcas.ca.

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