Income Tax Calculator (Federal + Provincial)
Estimate your combined federal and provincial income tax, after-tax income, and average and marginal rates for any province and the last six tax years.
- All calculators
- Income Tax Calculator
- Salary & Paycheck Calculator
- Self-Employment Tax Calculator
- Corporate Tax Calculator
- Capital Gains Tax Calculator
- RRSP Contribution & Tax-Saving Calculator
- TFSA Contribution Room Calculator
- GST / HST / PST Sales Tax Calculator
- Mortgage Payment Calculator
- Car Loan Payment Calculator
Tax data last reviewed: 2026-06-26. Current tax year on file: 2026. Figures are sourced from canada.ca (CRA) and provincial finance ministries and are kept current by BOMCAS Canada.
Canada taxes personal income through two layers that stack on top of each other: a federal tax that is the same everywhere, and a provincial or territorial tax that varies by where you live on December 31. This calculator applies both, subtracts the federal and provincial basic personal amounts, and shows you the total you would owe on a given taxable income.
Because it carries six years of brackets, you can see how the same income would have been taxed in earlier years — useful when you are catching up on a late return or simply tracking how indexation has changed your bill.
Understanding the numbers
What 'taxable income' means here
Enter your income after deductions such as RRSP contributions and union dues. The calculator then applies the bracket rates and the basic personal amount automatically; you do not need to subtract the personal amount yourself.
Average vs. marginal rate
The average rate is the share of your whole income that goes to tax. The marginal rate is what you would pay on the next dollar you earn — the number that matters when deciding on overtime, a bonus, or an RRSP contribution.
What it does not include
This tool covers the basic personal amount only. Other credits — spousal, tuition, medical, disability, donations and so on — will lower your actual tax. For take-home pay including CPP and EI, use the salary calculator.
Need this done for you? BOMCAS Canada prepares returns and provides tax planning for individuals and businesses in Sherwood Park, Edmonton and across Alberta. Call 780-667-5250 or email info@bomcas.ca.
Income tax calculator for Sherwood Park, Edmonton and every Canadian province
Why an accurate income tax estimate matters in Alberta
For residents of Sherwood Park, Strathcona County and the wider Edmonton Capital Region, knowing your income tax in advance is the difference between a calm filing season and an unwelcome surprise. Alberta pairs a relatively flat provincial rate structure with the most generous basic personal amount in the country, so the tax you actually owe can differ markedly from rough rule-of-thumb percentages. This income tax calculator removes the guesswork by applying the real federal and Alberta brackets, together with both basic personal amounts, to the taxable income you enter.
Because the tool keeps the current tax year plus the previous five on file, it is equally useful whether you are planning the year ahead, checking a notice of assessment, or reconstructing what you should have paid on a return you have not yet filed. If you have fallen behind, our team regularly prepares several years of back taxes at once and can use these same figures as a starting point.
How federal and provincial tax stack in Alberta
Canada's personal income tax is progressive and built in two layers. The federal layer is identical everywhere in the country and runs from the lowest bracket up to the top federal rate on very high incomes. The provincial layer is set by Alberta and sits on top of the federal tax. Each layer applies its own bracket thresholds and its own basic personal amount, which is why two people earning the same salary in Alberta and, say, Nova Scotia end up with noticeably different take-home positions.
The calculator handles this stacking for you. When Alberta is selected, it applies the Alberta brackets and Alberta's basic personal amount alongside the federal brackets and federal basic personal amount, then reports your total tax, your average rate (tax as a share of all income), and your marginal rate (the tax on your next dollar). Those last two numbers are the ones that drive smart decisions about overtime, bonuses and RRSP contributions.
Turning the estimate into a plan
An estimate is only the beginning. Once you can see your marginal rate, you can decide whether an RRSP contribution is worth making before the deadline, whether to defer a bonus, or how a side business will be taxed on top of employment income. These are exactly the conversations we have with clients across Sherwood Park and Edmonton every spring, and the right move is rarely the same for two households.
If your situation involves rental income, investment income, self-employment, or a recent change such as a move, marriage or new child, the headline brackets only tell part of the story. We can model the full picture and make sure every credit you are entitled to is claimed.
Related services from our team
How to use the income tax calculator (federal + provincial)
Estimating your income tax takes under a minute:
- Enter your taxable incomeType your income after deductions such as RRSP contributions and union dues. You do not need to subtract the basic personal amount yourself.
- Choose your province and yearAlberta and the current year are selected by default. Switch the province to match where you lived on December 31, or pick a prior year to check an earlier return.
- Read your resultsThe calculator shows total federal and provincial tax, your after-tax income, and your average and marginal rates so you can plan your next move.
Frequently Asked Questions
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OpenThese calculators provide estimates for general information only and do not constitute tax, accounting, or financial advice. Figures are based on published federal and provincial/territorial rates and are updated periodically. For advice specific to your situation, contact BOMCAS Canada. These calculators provide good-faith estimates for planning only and do not constitute tax advice or a filing. For advice specific to your situation, contact BOMCAS Canada at 780-667-5250 or info@bomcas.ca.
Ready to simplify your accounting and reduce your tax burden?
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