British Columbia Tax Calculator
Estimate your British Columbia income tax, take-home pay, sales tax, RRSP saving and capital gains — for the current 2026 tax year and the past five on file.
British Columbia combines a separate 7% PST with the 5% GST and runs a multi-bracket personal tax system, so take-home pay and purchase costs differ markedly from neighbouring Alberta.
The calculator below is pre-set to British Columbia. Enter your income to see federal and British Columbia tax side by side, switch to the salary view for take-home pay after CPP and EI, or use the other tabs for sales tax, RRSP, capital gains and more. Everything is calculated live from rates BOMCAS Canada keeps current.
- All calculators
- Income Tax Calculator
- Salary & Paycheck Calculator
- Self-Employment Tax Calculator
- Corporate Tax Calculator
- Capital Gains Tax Calculator
- RRSP Contribution & Tax-Saving Calculator
- TFSA Contribution Room Calculator
- GST / HST / PST Sales Tax Calculator
- Mortgage Payment Calculator
- Car Loan Payment Calculator
Tax data last reviewed: 2026-06-26. Current tax year on file: 2026. Figures are sourced from canada.ca (CRA) and provincial finance ministries and are kept current by BOMCAS Canada.
Key British Columbia tax figures
| Basic personal amount | $13,216 |
| Sales tax | 5% GST + 7% PST |
| Lowest provincial bracket rate | 5.06% |
| Highest provincial bracket rate | 20.50% |
| Tax years available | 2021–2026 |
Figures reviewed against canada.ca and British Columbia's finance ministry. British Columbia charges the 5% federal GST plus a 7% provincial Sales Tax (PST), for a combined 12% on most taxable purchases — the GST and PST are billed as two separate lines.
British Columbia sales tax: 5% GST + 7% PST
British Columbia does not harmonize its sales tax. The 5% federal GST and the 7% Provincial Sales Tax (PST) are billed as two separate lines, for 12% combined on most taxable goods. Unlike GST/HST, the PST is generally not recoverable as an input tax credit, which affects how businesses price and budget.
| Component | Rate |
|---|---|
| Federal GST | 5% |
| Provincial Sales Tax (PST) | 7% |
| Combined | 12% |
Use the sales-tax tab of the calculator above to apply British Columbia's exact rate to any amount.
How British Columbia income tax works in 2026
British Columbia's seven-band system is one of the most granular in the country, rewarding lower incomes with a 5.06% entry rate but climbing to 20.5% at the top. The separate 7% PST applies to many goods that are GST-only in Alberta, so British Columbians pay more at the cash register even where their income tax is comparable. Anyone relocating between Vancouver and the Alberta capital region should model both the income-tax and the sales-tax difference before deciding.
Canada's personal tax is progressive, meaning each band of income is taxed at its own rate rather than your whole income being taxed at the top rate you reach. In British Columbia for 2026, the provincial portion sits on top of the federal brackets, which run from 14% on the first $58,523 to 33% on income above $258,482. The combined result is what the calculator above reports as your total tax, average rate and marginal rate.
British Columbia provincial tax brackets — 2026
| Taxable income band | Provincial rate |
|---|---|
| $0 – $50,363 | 5.06% |
| $50,363 – $100,728 | 7.70% |
| $100,728 – $115,648 | 10.50% |
| $115,648 – $140,430 | 12.29% |
| $140,430 – $190,405 | 14.70% |
| $190,405 – $265,545 | 16.80% |
| Over $265,545 | 20.50% |
Provincial rates only; federal tax of 14%–33% applies in addition. Basic personal amount: $13,216.
Payroll, savings and business figures for 2026
Beyond income tax, your real take-home pay depends on federal payroll deductions, which are the same in British Columbia as everywhere outside Quebec. For 2026, the Canada Pension Plan rate is 5.95% on earnings between the $3,500 exemption and the $74,600 ceiling (a maximum of $4,230.45), the second additional CPP (CPP2) adds 4% up to $85,000 for up to $416.00 more, and Employment Insurance is 1.63% to a maximum premium of $1,123.07. The salary view of the calculator subtracts all of these so you see the net figure that actually lands in your account.
For savers, the 2026 TFSA limit is $7,000 and the RRSP dollar limit is $33,810 (18% of prior-year earned income, whichever is lower). An RRSP contribution reduces your taxable income, so in British Columbia's upper brackets the refund can be substantial — the RRSP tab estimates it for you. For incorporated businesses, British Columbia's small-business rate is 2.00% on the first $500,000 of active business income and 12.0% on income above that, stacking on the federal 9% / 15%.
Whether you live in British Columbia or are comparing it against a move to Sherwood Park, Alberta, modelling income tax, payroll and sales tax together gives a far more honest picture than headline rates alone. BOMCAS Canada uses exactly these figures when we plan and file for clients, and we are glad to walk you through your own numbers.
Frequently Asked Questions
Calculators for other provinces & territories
These calculators provide estimates for general information only and do not constitute tax, accounting, or financial advice. Figures are based on published federal and provincial/territorial rates and are updated periodically. For advice specific to your situation, contact BOMCAS Canada. These calculators provide good-faith estimates for planning only and do not constitute tax advice or a filing. For advice specific to your situation, contact BOMCAS Canada at 780-667-5250 or info@bomcas.ca.
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